Friday, January 16, 2009

new year... new budget...

yupp... after a long thought... i do need a change in my budget allocations... that means a change in life style... not much... but something needs to change...

y suddenly? every new year i tried to make some changes n upgrades... just to make my life exciting enuff... this yer i got a new phone...(my old phone wuz broken...) got an iphone to replace it... enjoyed using it very much... but it also mean a few thousands yen increased for my phone budget... (do think i hv to pay max on data plan every month since it wont be just plain text as usual...)... no sweat coz i'll squeeze every little data i could... radio streaming.. downloading.. surfing n theetering(using my phone as modem when i'm on the go..)... it wont be much problem coz i've thought about getting e-mobile b4... the cost will be the same... the basic payment will be just the same coz i already paid my htc in full...

another upgrade i did wuz buying a new snowboard set... now i could go snowboarding without worrying about rental... it will reduce some cost i have to pay for rentals... but does hv a heavy effect on this month budget... added with my time magazine subscription... thought i only hv to pay for wut i get every month or so... but it looks like i hv to pay full in advance... that does mean february's budget will hv a little cut too...

huhuhu... time2 recession nih tak terfikir byk sebenarnye aku kene buat cut... all in all... i will hv a normal life... but with less... hv to think about my savings too... dont wanna live paycheck to paycheck life... i need some financial freedom...

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